California Consumers

California residents may request information regarding Hyper Gains Marketing's disclosure of personal information (such as your name and contact information) to third parties who wish to contact you or send you promotional information about their products and services directly (as compared to when the third party is acting on our behalf or you have provided your personal information as part of a co-promotion by Hyper Gains Marketing and the third party). If you are a California resident and would like to request a copy of information regarding our disclosure to third parties for their direct marketing purposes in the preceding calendar year, please send us a letter at Attention: Legal Department, Hyper Gains Marketing, 2654 W Horizon Ridge pkwy , B5 2079, Henderson, NV 89052.

If you are a California resident under the age of 18 and a registered user of the Hyper Gains Marketing services, you may request and obtain removal of content or information you have publicly posted on the Hyper Gains Marketing services. To make this request, please email us at contact@hypergainsmarketing.com and include a detailed description of the specific content or information you would like to remove. Please note that this removal does not ensure complete or comprehensive removal of the content or information posted on the Hyper Gains Marketing services by you as there may be circumstances in which the law does not require or allow removal. Beginning January 1, 2020, the California Consumer Privacy Act of 2018 (“CCPA”) provides California residents with additional rights as described below. Please note your right to know and right to delete are subject to certain exceptions under the CCPA.

We collect the following categories of personal information, as defined in the CCPA, from or about you and may have disclosed this information for a business purpose:

• Identifiers, such as your name, IP address, email, and other similar identifiers;
• Personal information categories listed in the California Customer Records provision, such as payment information;
• Characteristics about you, such as age and gender;
• Commercial information, such as the SmartSavingsMedicare or Smart Savings Insurance plan(s) you purchase;
• Audio, electronic, visual, or other similar information; and
• Inferences based on the information we collect from or about you which we use to better understand your preferences and behavior, including to customize content and advertising for you.

You have the right to request that we disclose to you the categories and specific pieces of personal information we have collected about you as well as information about how we collect, use, disclose, and “sell” personal information.

You have the right to request the deletion of personal information that we collect or maintain about you and your account. Please note that requesting deletion will require the cancellation and deletion of your account which, upon completion, cannot be undone.

Right to Opt Out of “Sale”

Hyper Gains Marketing may disclose certain information about you if you are a registered user of the SmartSavingsMedicare or Smart Savings Insurance services for purposes that may be considered a “sale” under the CCPA. For example, we may disclose information to advertising partners, advertising technology companies, and companies that perform advertising-related services in order to provide you with more relevant advertising tailored to your interests on the SmartSavingsMedicare or Smart Savings Insurance services. This information may include identifiers such as your IP address, advertising identifiers, your email address (in a de-identified or hashed form), age and gender, your internet or other electronic network information such as your interaction with an ad, and geolocation data. We may also disclose to our content programmers information about you, which may help personalize your experience and the content and ads you see on SmartSavingsMedicare or Smart Savings Insurance as well as other platforms and services, as further described in our Privacy Policy. To learn more, including about your opt-out choices, please click here.

How to Exercise Your CCPA Rights

We provide these rights, subject to a verifiable consumer request, to account holders regarding personal information collected by us in connection with your account, including any profiles. To submit a request to exercise these rights, log into your account on the websites, go to “Privacy and Settings” in account settings and click on “California Privacy Rights” and follow the instructions. You will be required to verify your request via your SmartSavingsMedicare or Smart Savings Insurance account credentials and/or by other means. You can email us at contact@hypergainsmarketing.com.

If you are not a registered user of the SmartSavingsMedicare or Smart Savings Insurance services and do not have account credentials, please note we have limited information about you. You will be required to verify your request, including by providing your name and the email that you believe we have collected about you. You can email us at contact@hypergainsmarketing.com. You may designate an authorized agent to make a request on your behalf. You can email us at contact@hypergainsmarketing.com.

If you choose to exercise any of these rights, you will not receive different prices or quality of services unless permitted by applicable law, including if those differences are reasonably related to your information. For example, if you exercise your right to opt out of “sale”, the ads you view may not be as tailored to your interests. For questions or concerns about how to exercise these rights and choices, please visit our help center.